Howard René Alvarez Morales
Current status:
Graduated
- School: Universidad de Ciencias Comer...
- Loan center: AFODENIC
- Profession: Lawyer
- Location: Nicaragua
- Age: 22
Background
"What I want most are the means to work and succeed, and everything begins with the first step."
My greatest dream is to be a successful professional in the business world and to help others to move forward in their lives, because it’s hard to get ahead by yourself.
I believe I will succeed because I am a hardworking and responsible person; and above all I am aware of what it takes to achieve things. I have an enormous desire to reach my goals.
The main challenge I have encountered is f…
Read MoreYour impact
By investing in his education, you’ll enable Howard to earn $1 every month, 0% of his previous income. Without his degree, Howard is currently only earning $167 a month.
In Nicaragua, less than 9% of men finish college. Your loan will enable Howard to get his college degree.
Projected salary after degree:
$12/yr
$2,000/yr
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Projected salary
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Current salary
Current exchange rate
Nicaraguan Cordoba Oro (NIO) to
1 US Dollar (USD) = 20.9 NIO
Repayment
$1,044 total loan amount
$1,044 has been received
$232 repaid
Howard was fully funded by 11 lenders on 2009-10-31.
Howard's repayment schedule:
Howard's timeline:
Howard's updates (1)
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Howard René Alvarez Morales joined Vittana!
Howard is now officially a Vittana student! He is 22 and hopes to study in the area of law.
Lenders (11)
- Recent
- Most active
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Anonymous
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Anonymous
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Lindsey Maxfield
Seattle, United States
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Nick Cain
Seattle, United States
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Christopher Cuellar
Chicago, United States
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Anonymous

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