Howard René Alvarez Morales

Current status:

Graduated


  • Profession: Lawyer
  • Location: Nicaragua
  • Age: 22

Background

Student_landscape_22_profile

Masaya, Nicaragua

Wikipedia

"What I want most are the means to work and succeed, and everything begins with the first step."

My greatest dream is to be a successful professional in the business world and to help others to move forward in their lives, because it’s hard to get ahead by yourself.

I believe I will succeed because I am a hardworking and responsible person; and above all I am aware of what it takes to achieve things. I have an enormous desire to reach my goals.

The main challenge I have encountered is f…

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Your impact

By investing in his education, you’ll enable Howard to earn $1 every month, 0% of his previous income.  Without his degree, Howard is currently only earning $167 a month.

In Nicaragua, less than 9% of men finish college. Your loan will enable Howard to get his college degree.

Projected salary after degree:
$1,000
$1,006
$2,000
$12/yr
$2,000/yr
  • Projected salary
  • Current salary

Current exchange rate
Nicaraguan Cordoba Oro (NIO) to
1 US Dollar (USD) = 20.9 NIO

Repayment

$1,044 total loan amount

$1,044 has been received

$232 repaid

Howard was fully funded by 11 lenders on 2009-10-31.

Howard's repayment schedule:

Howard's timeline:

Howard's updates (1)

  • Howard René Alvarez Morales joined Vittana!

    10 days ago

    Howard is now officially a Vittana student! He is 22 and hopes to study in the area of law.


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Lenders (11)